The Uniform Commercial Code (UCC) lien notice is a powerful tool that lenders use to secure debts that a business owner owes them. When a business owner receives a UCC lien notice, they must take action to avoid its consequences. What can happen to a business if its...
Merchant cash advance (MCA) defense litigation can be a daunting process for small business owners. Thus, they must know their rights and options when facing a lawsuit. Expert witnesses can play a role in MCA defense litigation, but what exactly do they do? Also, how...
Negotiating a merchant cash advance (MCA) debt settlement can be overwhelming for owners of small and medium-sized businesses. With the lack of regulation in the industry, lenders can use aggressive tactics to collect MCA debts. As a business owner struggling to pay...
UCC lien enforcements can be devastating to businesses, causing financial strain and disruption to daily operations. When a merchant cash advance (MCA) provider enforces a UCC lien, it can take control of a business’ assets. This can make it challenging for the...
Merchant cash advance (MCA) borrowers, such as small business owners, can face significant challenges when dealing with default judgments. A default judgment is a court order issued when a borrower fails to respond to an MCA lawsuit. If you are a borrower facing a...
Lenders can use UCC liens to strong-arm borrowers who struggle to make payments on their merchant cash advances (MCAs). This can be overwhelming and stressful for business owners. Are you among the business owners facing a UCC lien? What must you do in the face of...
Merchant cash advance (MCA) companies can use harsh collection tactics to recover unpaid amounts from small business owners. These tactics by lenders can be stressful for business owners who are already struggling to make ends meet. When facing MCA collection demands,...
Running a business with merchant cash advance (MCA) debt can feel overwhelming, especially when daily or weekly payments start affecting your cash flow. Perhaps you've reached a point where maintaining these payments has become unsustainable, or maybe your business...
In 2025, the Merchant Cash Advance (MCA) industry will see significant regulatory changes shaping businesses' operations. These changes aim to enhance transparency, protect consumers and ensure the financial system's stability. There are three major regulatory updates...
New York state laws, including the Uniform Commercial Code (UCC), protect against unconscionable contracts. Unconscionability is a legal concept that means a contract is unfair or oppressive to one party, suggesting abuses during its formation. By preventing severely...